Loans without guarantor: Get financial assistance without complications

There will be times in your life when you will be in a need of money. This could be either you want to meet a certain goal or solve any financial issues. When applying for the loan, it is seen that the borrowers are asked to present a guarantor for the approval.

This additional perquisite makes it challenging to borrow a loan, especially for the person who has shifted to a new place. Now, this will be no more a problem if you are applying to us. Here, we offer no guarantor loans in Ireland designed for people who are unable to provide a co-signer or guarantor for the loan.

What happens in loans for no guarantor?

It is the type of unsecured loans that can be obtained without presenting someone who will guarantee for the loan. No guarantor loans can be an ideal financial solution if you are not in a position to provide a guarantor or you probably don’t want to.

At One More Finance, we believe that people deserve to access funds even when they don’t have a guarantor to provide. Being a reputed direct lender of Ireland, we ensure that our borrowers get the best deals offers for the loans that they have applied. You can directly apply from our website where you will have to submit your necessary details such as:

  • Name
  • Residence
  • Income status
  • Employment history
  • Bank details for the funds

It will barely take minutes, and if approved, the requested amount will be transferred into your account within a few hours or on the same day.

How One More Finance no guarantor loans can help you?

At One More finance, we aim to help as many people as possible who are in an urgent need of funds. Here, we will ensure that you get the best competitive interest rates where you will have to go through minimum paperwork. Now, this can save you a lot of time as we made our lending process simple and completely hassle-free.

Here, we have made specialisation where most of our loan products do not require a guarantor. If your application is approved, the amount will be transferred within the same day regardless of the amount requested.

Get Loans without a guarantor even with bad credit

Planning to borrow, but don’t have good credit? Worry not, as we have made it possible to get loans for bad credit with no guarantor. Missing or late payments can affect your credit score, and it becomes quite difficult to get a loan from traditional sources. However, we don’t rely entirely on credit score for approving of the loan, and we take other financial aspects into consideration.

We do understand that not everyone can maintain a good credit history. At One More finance, we will assess your income and overall expenditures to determine your affordability. This can be of immense help to those bad credit scorers who are not able to provide a guarantor.

How much can I borrow with loans without a guarantor?

There is no denying the fact that having good credit makes it easy for you to access any funds even the bigger loans. And, the presence of a guarantor increases the chances of the approval. However, this doesn’t mean that you are entirely deprived of accessing funds if you have a poor credit rating or don’t have a guarantor.

You can apply up to a maximum amount of £10,000 and with the minimum repayment time of 3 months in loans without guarantor. You can further extend the repayment period as per your affordability and need. Going with a shorter repayment period means you will get the chance to clear your debt quickly, but the amount of the instalment will be high.

Possibility with No credit check and no guarantor feature

Are you looking for very bad credit loans with no guarantor from a direct lender? If yes, then we can help you. Here, we perform no credit check, which makes it ideal for the first time borrower who is looking for a debt or a person with very bad credit.

Let’s face it people falling into both categories find it very challenging to borrow a loan. But, we have even made it possible to get funds if you have a very bad credit score or facing a CCJ case. There might be a certain limit or restriction to the amount that you can apply in such loans.

When to apply for no guarantor loans?

Our no guarantor loans are basically short term funding that can be applied if you are facing a financial emergency. If you are new to the place or simply don’t have any close friend, who can be a co-signer, getting a loan can be quite difficult. Having a bad credit score even makes the situation more difficult to arrange the funds.

Now, our loans for bad credit with no guarantor and no fees come with an instant decision can help you regain your control over your finance. But, the interest rates offered to you could be relatively higher to the one with a good credit score. You can manage to get attractive deals if have a good income source and can provide collateral.

FAQs

Yes, you can get funds even if you don’t have a guarantor. Reputed lenders like One More Finance specialises in loans without guarantor where you can don’t have to provide any guarantor for the approval. However, your other financial factors such as income status, employment history will be checked by the lender.
Well, most traditional sources ask for a guarantor for the loan when they doubt the repayment capacity of the borrower. However, modern-day lenders don’t take this as a sole factor for the approval of the loan. So, there is a possibility to get funds even if you don’t have a guarantor.
At One More Finance, you can get loans without guarantor without any trouble. Bing the modern-day lender, you can apply for the loan directly online where you will have to submit your basic details. The details are then checked thoroughly by the lending team. If the application is approved, the amount is transferred into the account within the same day.
Having a bad credit make it quite challenging to get a loan, but there is still a possibility to get funds. There are lenders in the market who offers like One More Finance who offers no guarantor loans even with bad credit. However, the rate of interest and the maximum amount that you can receive will be different than with a good credit scorer.
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