Very acceptable personal loan rates
Get loan approval in minutes
Manageable repayment terms

Get More with Fast Loans

Short Terms Loans

Just wrap up your small financial matters through your few minutes loan application. Go online and avail short term loans without any hassle.

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Loans-For-Bad-Credit

Leave your bad credit score behind because at OneMoreFinance, you don’t look at your past rather borrow funds on the basis of your current financial scenario.

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Car-Loans

Want to drive your dream car and take your family to a wonderful holiday? You can have everything what you desire. Apply now for our exciting car loans.

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Doorstep-Loans

Solve your financial problems by sitting at your home. We provide doorstep loans on the competitive interest rates, and other lenient terms and policies.

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Why Choose Credits First?

Are you going through the worst possible financial life? Worry not because you can get the best possible financial solution at OneMoreFinance. We offer you the bespoke unsecured loan deals, which are according to your personal circumstances. You just need to connect with us via phone call or email, we instantly quote you with the suitable loan rates.

Availing a personal loan from here is undoubtedly your right decision and you will not regret it later.

If you still want more to know us, just take a few minutes at below given features that we have added to our deals on the unsecured fast cash loans:

No partiality in terms of credit histories

99.9% loan approval rates

Secure and transparent application process

Flexible terms and conditions on each loan

Competitive APRs and variable repayment plans

Submit your online loan application now and enjoy the time to meet your financial ends with no hassle.

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Is It Safe To Choose Fast Cash Loans From Direct Lender?

Yes, why not?
Time has changed and so does the lending policies. Direct lenders are not just known for providing the loans on a direct basis. Instead, they have become reliable, responsible and result-oriented lending hubs where one can easily shop for simple credits first with minimum documentation and minimum obligations.

Surely, you want some reasons to agree upon it and here are the reasons:

  • 100% Online Process: First thing that every borrower wants is a safe and secure application procedure. We, at OneMoreFinance, accept only the online loan applications and fulfil our promise of respecting the personal details of any borrower.
  • Same Day Approval: Unlike conventional lenders, the direct lenders are more prone towards the fast removal of a person’s financial problems. We also do the exact and take same day decision on each loan application. It further allows us to disburse the funds on that given day.
  • No Guarantor Required: When we talk about the direct lender, we cannot miss out the explanation on less amount of obligations involved. Now people living are now no need to worry about presenting a co-signer, as they can easily apply for quick loans with no guarantor.

If you would not find appropriate loan policy with the unsecured feature here, we bet that you won’t find this at any other lending place.

How Can APR Affect My Application for Short Term Loan?

In the past few years, it has been found that the Annual Percentage Rates (APR) can rise up the cost of availing a loan. In addition, it also brings out an estimate of how much you will have to pay for availing a loan. Such things also caused badly sometimes for the borrowers because they had to pay more than the amount they have borrowed. In such terms, APR really has a bad impact on the short term loan application of a person.

Now, the strict lending rules have paved the way for the borrowers where they do not have to pay more than the actual amount. Now, the lenders have to quote the loan APR and also the interest rate to the borrowers, under Section 21, Consumer Credit Act 1995.

It means no hidden fees will be levied on your loan application and obtaining the products like unsecured personal loans from the reliable direct lenders like Credits First and others are safe and secure.

What are
Unsecured Loans?

Unsecured loans are disbursed as immediately as you apply for. These loans require neither collateral nor guarantor because a lender grants money on the basis of your creditworthiness. When you quote money, the lender will look over your income statement as well as credit report. If your credit score is fair and you are capable to pay back the debt, the lender will transfer funds to your account at once.

Can I get a
loan with poor credit?

Yes, you can take out a loan even if your credit score is poor. However, bad credit loans come with high interest rates. Before you take out a poor credit loan, make sure that you have enough funds to pay off your whole debt. These personal loans include payday loans and instalment loans (terms vary from 3 to 12 months). You just have to apply for the loan online and funds will be transferred to your account on the same day.

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